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July 30, 2008



ouch! $900!!! i agree with you broke is so much better than in debt. We just paid off our credit cards and started throwing money in savings...i dont feel as stressed knowing we may not have a lot in savings but we having no credit card debt


Ouch - sorry about the 2 crowns.

yup, I agree with you. I think the size of a safety net depends on a lot of factors - whether you have dependents, your risk tolerance, blah blah blah. Half of me would be fine with not much of one (assuming no debt) and would love to spend that money on travel. The other half of me likes the idea of having the ability to fund a life change if needed or desired. So far, the half that saves usually wins. :-)


We're broke too. :) I think it par for the course these days, sadly....and where I think most people would agree with you ( and Ms. Hunt ), I think most people's emergency fund are much like yours. I know ours is.
I know Mike and I don't have a *lot* of debt. We have a small amount on a credit card, the cars and the house. We *do* Have an emergency fund. Much like Pa's delimma I too have a crown to be done but since I"m pregnant currently I Have to wait to get it done, so we have to make sure at least 500 dollars is accounted for. Fine, but then today the jeep's back window won't stay up. OR go back down. This would't be a problem but we live in Florida where it rains EVERY afternoon. SIgh. Add in the stress that I'm going to have to stay home after the baby's born and well, you've got a convert on the way to your Debt Proof Living. ( I need to go back and re-read your posts on it. )

~ Junkyard Jennifer

Although, that is absolutely not fun, it sounds 'nice' to me at this point in my life. I need to order that book!

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