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July 20, 2011


Julie L.

=) Not quite where you are but, I am also credit card free. I paid them off 8 years ago, wrote the cancellation letters and I have zero credit cards. I just recently started using the ATM again after 6 years...a certain spouse of mine kinda forgot to write in the withdrawals...and that just could not be afforded (the sound of bouncing...)!
Cash...either we have it or we don't. That's how we live. No different funds set up yet....but when we get back to a more solid income stream (hubby unemployed), we will be there! Kudos to you!


You have inspired me ever since you started doing this. We are working hard to pay things down, but it can be very difficult sometimes.

I DID start a Christmas fund this year, thanks to you. I think it will do much to help us start ahead at the new year.

Although, our car basically decided to commit suicide this week, so we are going on our road trip without a stereo system (have to replace the whole darn thing!), and the emergency fund still wasn't quite enough to cover the rest of the mandatory repairs. But, we're still ahead. Slowly but surely, right?

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